Part D Prescription Plans are
Available in ALL States
Remember it is important to have a prescription plan even if you don't have any prescriptions. You don't want to have a Penalty on your file because this is a Lifetime Penalty and as the Average Drug Rate goes up, so does the Penalty for Life.
If you can show that you had previous continous prescription, we can help you appeal your Penalty!
Throw out what you know about your employer plan which is a commercial plan. Medicare plans are different and have STAGES, see the video below to understand or call us so we can explain your costs based on your specific drugs 863-588-1615
Understanding the Stages Links:
Did you put off obtaining a LTC Policy or just can’t afford it?
NOW YOU CAN DELAY OR AVOID Going into a Nursing Home and Stay at Home with Home Care .
National Average Cost of LTC
NJ = $70k/year approx.
A Failure to Plan is a Plan to Fail
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